Description
The Opportunity
Analyze credit data and financial statements to determine the degree of risk involved in extending credit or lending money. Prepare reports with credit information for use in decision making. This is a fully remote position.
The Role
- Review new customer credit applications and determine credit worthiness of applicants based on credit data and other relevant financial information provided whether by the applicant or credit rating agencies
- Designate degree of risk involved in extending credit by performing cash flow analysis of businesses
- Ensure all approved applications comply with the Company’s credit criteria / Stay current in all aspects of analyzing and setting credit lines
- Review and increase credit limits, as appropriate
- Analyze accounts that have exceeded their credit limit and make decision to hold account or process order
- Release orders that were held for credit, as appropriate
- Develop and monitor policies and processes to mitigate the risks associated with granting credit (asset securitization, etc.)
- Assist the Credit Manager in the preparation of a quarterly bad debt provision
- Work with the sales group to ensure that their needs are met from a Credit perspective
- Resolves customer issues/complaints referred by management and first line supervisors relating to credit lines and payment terms
The Candidate
- Previous experience in an accounts receivable Credit department required.
- CCP designation or enrollment in the CCP program considered an asset.
- Ability to work in a fast-paced environment.
- Proficient in all aspects of MS office - Intermediate level
- Excellent interpersonal skills along with strong verbal and written communication skills.
- Ability to review data, problem solve and provide recommendations.
- Ensure presentation of information is professional, timely, and accurate
- Aptitude for learning multiple ERP platforms and other credit software.
- Familiar with commercial credit reporting documents.
- Willingness to learn and develop.
***Bilingual French/English***
***This role is remote and can be located anywhere in Ontario or Quebec
The Company
Since 1858, Wajax has been a leading industrial products and solutions provider continually innovating to serve Canadian industry coast-to-coast. We work in an extensive range of industries and core sectors of the Canadian economy including energy and renewables, food and beverage, construction, industrial/commercial, transportation, forestry, mining, metal processing, and oil and gas - to name a few. Everything we do is powered by people passionate about making a difference and who are dedicated to driving Canadian industry forward. People who provide the experience and expertise that support the industries that build our cities, power our businesses, put a roof over our heads and food on our tables.
Wajax offers a total compensation package that includes competitive pay, comprehensive benefits, learning and development, as well as some unique additional “perks.”
Highlights include:
- Competitive health and dental benefits with no waiting period for eligibility (100% employer paid premiums), plus health spending account.
- Wajax led e-learning, and product training through industry leading manufacturers.
- Exclusive discounts with a variety of manufacturers and service providers such as Ford, GM, Chrysler, Dell, TELUS, a group mortgage, home & auto insurance program, pet insurance, footwear & workwear, fitness membership, perkopolis, and more.
- Recognition program where points are earned for merchandise or gift certificates, plus cash awards.
- Award-Winning Health and Wellness Program.
By working with Wajax, you become part of an inclusive and diverse team that is dedicated to innovation and teamwork. We are committed to employing a workforce that is representative of the diverse communities across Canada in which we do business. As an equal opportunity employer, please inform us if any accommodation is required if contacted for an interview.
As a condition of employment, final candidates will be subject to pre-screening.
\\ Together we get more done.
