Description
As Senior Manager, Portfolio Management within the Commercial Banking team you will be responsible for leading a team of underwriting professionals that will focus on both growth and risk objectives. Working closely with Commercial Account Managers, Underwriters, and you will have a direct and positive impact on your team members, colleagues, clients and the Bank’s growth objectives thanks to your deep knowledge of, and experience with, commercial lending.
The Senior Manager, Portfolio Management will be a player/coach leader focused on sharing knowledge, uplifting abilities and harnessing excellence from the underwriting team, and have a solutions-oriented mindset in the midst of change.
Your Job:
- Lead a team of underwriters, provide coaching, direct feedback, and upskilling for employees ensuring exceptional client experiences in every interaction.
- Support the Commercial Banking team in managing, and growing, an existing portfolio of commercial lending relationships in the Edmonton Downtown District, by completing assessment of existing and potential clients to determine alignment with the Banks product offering, financing structures and risk appetite.
- Work with team members on initial transaction analysis and deal structuring, ensuring support and oversight is provided prior to submission to Credit Risk Management.
- Uphold and manage the team's credit abilities, ensuring they meet the highest standards of financial analysis, credit structuring and risk identification & mitigation, while ensuring that internal policies are adhered to.
- Occasionally author credit applications for the most complex transactions.
- Provide assistance to the underwriting team with the presentation of their credit applications and challenge team members to think beyond the surface to develop financing scenarios that meet both client needs and the Bank's risk criteria.
- Manage and monitor the loan portfolio to ensure alignment with the Bank’s established parameters.
- Work with adjacent teams to ensure required conditions are met prior to funding, ensuring a positive working relationship is maintained at all times.
Your Team:
Within the Commercial and Private Banking 1859 sector, you are part of a team of professionals supporting commercial clients. In addition, you are surrounded by an entire ecosystem of experts to help you offer the best possible solutions to customers.
Reporting to the Senior Director, Portfolio Management, the position is based in Edmonton, AB and based out of the Edmonton Main Banking Centre.
Our learning-by-doing training programs enable you to master your job. Access to colleagues with different expertise, experience, and profiles will enrich your development in every way.
Basic Requirements:
- Bachelor’s degree in accounting, business, economics, finance or a related field
- Professional designation(s) and/or an advanced degree is considered a strong asset
- 7+ years of related commercial banking experience
- Experience building, developing and leading a team of credit underwriting professionals, ranging in abilities from entry level to mid-professional
- Exceptional commercial credit analysis skills, and the ability to creatively solve problems
- Clear, succinct and persuasive credit writing capabilities
- An entrepreneurial mindset with the ability to blend strong technical knowledge with sound business judgement
- Excellent interpersonal and communication skills with an ability to effectively collaborate with partners at all levels
Your benefits In addition to competitive compensation, upon hiring you’ll be eligible for a wide range of flexible benefits to help promote your wellbeing and that of your family. * Health and wellness program, including many options * Flexible group insurance * Generous pension plan * Employee Share Ownership Plan * Employee and Family Assistance Program * Preferential banking services * Opportunities to get involved in community initiatives * Telemedicine service * Virtual sleep clinic These are a few of the benefits available to you. We have an offer that keeps up with trends as well as your needs and those of your family. Our dynamic work environments and cutting-edge collaboration tools foster a positive employee experience. We actively listen to employees’ ideas. Whether through our surveys or programs, regular feedback and ongoing communication is encouraged. We're putting people first We're a bank on a human scale that stands out for its courage, entrepreneurial culture, and passion for people. Our mission is to have a positive impact on peoples' lives. Our core values of partnership, agility, and empowerment inspire us, and inclusivity is central to our commitments. We offer a barrier-free workplace that is accessible to all employees. We want our recruitment process to be fully accessible. If you require accommodation, feel free to let us know during your first conversations with us. We welcome all candidates! What can you bring to our team? Come live your ambitions with us!
