Description
As a Manager, Financing Solutions in the Equipment Financing Group (EFG) team at National Bank of Canada (NBC), you’ll play a critical role in performing detailed financial analyses and high-level risk assessments for medium-to-large, complex franchised clients. Collaborating closely with the EFG Business Development and Operations & Risk Management teams, you’ll ensure that credit structures and loan management align with NBC’s risk appetite, lending policies, and approval conditions.
Your Role:
- Client-Focused Expertise
- Collaborate with internal teams and clients to deliver customized equipment financing solutions tailored to complex business needs.
- Participate in client meetings to provide expert guidance on structuring and recommending credit solutions.
- Build strong relationships with franchised clients and internal teams to identify opportunities for cross-selling and portfolio growth.
- Advanced Financial Analysis & Risk Management
- Conduct rigorous financial assessments and recommend credit structures aligned with NBC’s risk appetite and lending policies.
- Review and analyze loan applications for medium-to-large and complex clients, ensuring accuracy, compliance, and adherence to NBC’s underwriting standards.
- Proactively manage loan portfolios, maintaining data integrity, exposure limits, and portfolio quality while mitigating risks.
- Strategic Collaboration
- Work closely with the OneEquipment team and other commercial branches to achieve shared goals and contribute to NBC’s growth strategy.
- Mentor and support junior analysts, sharing expertise to foster a high-performing, knowledge-driven environment.
- Continuously monitor industry trends, ensuring NBC remains competitive in the equipment financing market.
Your Team:
In this dynamic role, you’ll act as a trusted advisor to EFG business lines and commercial teams across NBC’s footprint, providing specialized expertise in equipment financing solutions. Reporting to the AVP, Corporate Underwriter, you’ll combine your industrial lending experience, credit structuring acumen, and risk management skills to support business development, client service, and loan structuring initiatives. While there are no direct reports, you’ll serve as a mentor and coach, sharing your knowledge with Junior Credit Analysts and Business Development Managers, as well as NBC commercial teams needing specialist guidance in equipment financing and leasing.
Prerequisites:
- Skills & Expertise.
- Extensive experience in financial analysis, credit adjudication, and risk management for complex transactions.
- Strong interpersonal and relationship-building skills, with the ability to influence outcomes and deliver exceptional client experiences.
- Detail-oriented with the ability to manage multiple priorities and adapt to changing circumstances.
- Qualifications
- 5-7 years of experience in financial services, particularly in commercial lending, equipment financing, or credit adjudication.
- Proficiency in business development and needs-based client solutions.
- Personal Attributes
- Entrepreneurial spirit with a strategic mindset and collaborative approach.
- Results-driven with a positive attitude and the ability to thrive in a dynamic environment.
- Committed to ethical practices, integrity, and fostering trust in all professional relationships.
As we transition from Canadian Western Bank (CWB) to National Bank of Canada (NBC), we’re looking for talented individuals to join us on this exciting journey. While you’ll begin your role at a CWB location, you’ll be part of a forward-thinking team preparing for a seamless move to NBC.
Your benefits In addition to competitive compensation, upon hiring you’ll be eligible for a wide range of flexible benefits to help promote your wellbeing and that of your family. * Health and wellness program, including many options * Flexible group insurance * Generous pension plan * Employee Share Ownership Plan * Employee and Family Assistance Program * Preferential banking services * Opportunities to get involved in community initiatives * Telemedicine service * Virtual sleep clinic These are a few of the benefits available to you. We have an offer that keeps up with trends as well as your needs and those of your family. Our dynamic work environments and cutting-edge collaboration tools foster a positive employee experience. We actively listen to employees’ ideas. Whether through our surveys or programs, regular feedback and ongoing communication is encouraged. We're putting people first We're a bank on a human scale that stands out for its courage, entrepreneurial culture, and passion for people. Our mission is to have a positive impact on peoples' lives. Our core values of partnership, agility, and empowerment inspire us, and inclusivity is central to our commitments. We offer a barrier-free workplace that is accessible to all employees. We want our recruitment process to be fully accessible. If you require accommodation, feel free to let us know during your first conversations with us. We welcome all candidates! What can you bring to our team? Come live your ambitions with us!
