Senior Commercial Underwriter

Our client is a growing and collaborative insurance organization seeking a Commercial Underwriter / Senior Commercial Underwriter to join their Commercial Underwriting team.

This is an excellent opportunity for an experienced commercial underwriter who enjoys a combination of technical underwriting, broker relationship management, and business development. The successful candidate will work with a portfolio of small to mid-market commercial risks while building strong relationships with brokers and contributing to the growth of the business.

Key Responsibilities

• Underwrite new business submissions and renewals across a range of commercial risks
• Evaluate risks, exposures, and underwriting information to make sound underwriting decisions
• Manage approximately 20-30 renewals per month, along with new business submissions
• Work with commercial risks up to approximately $3M TIV and $5M liability
• Develop and maintain strong relationships with brokers
• Proactively communicate with brokers to understand opportunities and reasons behind lost business
• Collaborate with the Business Development team to support growth initiatives
• Provide underwriting guidance and support to brokers
• Participate in occasional industry and client events
• For Senior-level candidates, provide mentorship and training support to junior team members

Lines of Business
Strong experience in at least two commercial lines is preferred, including:

• Commercial Property
• Casualty / CGL
• Motor Truck
• Cargo
• Transportation

Experience with Professional Liability or Medical Malpractice is an asset, although training can be provided for candidates with strong commercial underwriting fundamentals.

What We’re Looking For

• 5+ years of Commercial Underwriting experience preferred
• Strong understanding of commercial underwriting principles
• Experience handling small to mid-market commercial risks
• Experience across multiple commercial lines
• Comfortable managing both new business and renewals
• Strong communication and relationship-building skills
• Comfortable proactively engaging with brokers and picking up the phone
• Commercially minded with an interest in contributing to business growth
• Ability to work independently while collaborating effectively with the broader team
• Ability to work in the Toronto office every Tuesday and Wednesday

Strong Assests Include

• Property and CGL/Casualty experience
• Transportation, Motor Truck, or Cargo experience
• Major carrier experience, particularly Intact or Aviva
• MGA or Lloyd’s experience
• Established broker relationships
• Interest in Business Development

Compensation & Benefits

• $80,000-$100,000 base salary
  • Intermediate: approximately $80,000-$90,000
  • Senior: approximately $90,000-$100,000
• 5 personal days
• Paid birthday day off
• Pension plan with 2.5% employee and 2.5% employer contributions
• Vacation based on insurance experience
• Professional development and AP course reimbursement, subject to approval
• Annual performance and salary reviews

Work Environment
The organization offers a small, collaborative, and family-oriented environment with direct access to leadership and a strong emphasis on employee support and work-life balance.

The team values individuals who are proactive, relationship-oriented, collaborative, and genuinely interested in helping the organization grow. This is not a purely desk-based underwriting position-the successful candidate will have the opportunity to build broker relationships, support new business, and contribute to the broader commercial strategy.

Why Consider This Opportunity?

• Join a collaborative and supportive MGA environment
• Work with a diverse range of commercial risks rather than one specialized niche
• Build meaningful broker relationships
• Combine technical underwriting with business development
• Strong work-life balance and flexible hybrid model
• Opportunities for professional development and long-term career growth

At Aplin - together with our brands CompuStaff, Impact Recruitment, and Vantix Systems - we connect great people with great organizations across North America. We believe diverse teams build stronger companies, and we welcome applicants from all backgrounds, experiences, and perspectives. We use AI tools to assist in a fair and efficient matching process, helping our recruiters connect the right people with the right opportunities. To be considered, applicants must be legally entitled to work in Canada, including holding any required permits. Our recruitment services are always free for job seekers. Accommodation is available upon request throughout all stages of the recruitment process.