AVP, Commercial Portfolio Management

At CWB, we strive to build value for the people who choose us every day: our people, our clients and our investors. We do this by:Putting people first and building relationships with intentionSeeking out and embracing new ideasBelieving that how we do things is as important as what we doAVP, Commercial Portfolio Management Roles SpecificationsCWB BankPut a new spin on your banking careerOur core focus is to become the best full-service bank for business owners in Canada. How do we do this? By delivering a proactive client experience through highly personalized service, specialized expertise, and customized solutions. And we do all this with an unrivalled sense of urgency that our clients love about us.The opportunityCommercial Team Portfolio ManagementLeadership for the specialist team within a specified geographic market, which may include more than one physical location. The role adjudicates loans within discretionary limits and is responsible for ensuring the credit portfolio remains within CWB’s credit risk appetite and minimizes overall operational risk to the organization.The incumbent is a fully experienced, qualified credit professional, capable of independent activity and leadership of a team. They will implement credit policies, conduct credit reviews, and ensure that the approval procedures, standards of credit control and portfolio maintenance conform to regulations & controls.Areas of focusPerformance leadership & influence.Leader, player, and coach.Embrace our values. Lead with intention & conviction. Establish & sustain a psychologically safe & positive work environment that supports a fun, engaged, and strong diverse workforce. Champion change. Be thoughtful & intentional. Recognize, reward & engage your team. Lead collaboration & a united CWB approach. Coach fearlessly. Intentionally feed forward. Strengthen our learning culture with a growth mindset. Invest in people first talent management through acquisition, development, engagement & retention initiatives. Grow from failures. Empower. Ignite a winning aspiration. Deliver results. Play with heart. Roll up your sleeves & get to work.Deal flow. Business growth. Credit risk management. Client experience.Effectively manage deal administration in achieving financial targets Provide leadership of the credit writing team to support achievement of branch financial objectives for borrowing opportunities through effective and timely assessment of credit applications, credit underwriting, & deal approval for new & existing clients, while balancing risk and reward in line with CWB’s risk appetite & emphasizing operational improvement & consistent workflowsActs as a conduit to centralized Credit Rick Management teams.Support the team in identifying full-service solutions for clients & actively referring other CWB lines of business - with the view to be every client’s primary financial partner.Participate in developing recommendations for driving deeper business relationships with existing clientele.With the team, optimize overall profitability of relationships based on return guidelines, customer risk profile, total banking relationship, and the business environment.Managing credit activities within enterprise risk appetiteSupport the appropriate balance between growth and profitability in consideration of CWB goals and risk appetite.Maintain an appropriate level of neutrality between sales and credit functions, with need for proven facilitation and resolutions skillsAct as a credit subject matter expert, including relevant industry and market trends and the associated credit structuring.Manage credit activities to ensure prudent lending with proactive risk management, inclusive of timely monitoring, due diligence, and recommendation. Ensure required reports and financial data are received and analyzed promptly in accordance with loan commitments & assist with management of negative trending accounts. Certify all products and services are sold in adherence to regulations, minimizing operational riskLead team execution, deployment, and adherence to all policies and procedures, in consultation with leaders to maintain satisfactory internal audit reports and to meet all compliance objectivesDrive efficient and effective operations with strong data integrityCore know-how & experience requirementsA Bachelor’s Degree in business or related field (equivalent experience accepted) with proven abilities (approx. 10 years' experience) within functions of risk management, banking, business lending, including direct experience leading people and managing teams. Financial designation is preferred but not required. Experience in credit adjudication supported by well-developed skills in financial statement analysis and knowledge of effective risk mitigation strategies for commercial credit underwriting. Extensive leadership competence.Why work with us?Your success is our obsession! And our award-winning culture & benefits back it up.Proudly recognized by Great Place to Work® in 2023 as one of Canada’s top 50 Best Workplaces & recipient of Waterston Human Capital’s Most Admired Corporate Culture 2023. Wellness matters. We offer an award-winning benefits package that includes:Hybrid work environmentsEveryday flexibilityGenerous company-funded health coverageHealth care spending accountA flexible wellness programgenerous time-away options to unplug, rest & recoverCareer development. We commit to our employees’ development and help them reach their professional goals with:Organization wide coaching servicesMentorshipEducation support & training programs#LI-JL1IND-JRAs an equitable employer, CWB Financial Group is committed to providing a safe and inclusive environment where a diverse workforce thrives. You are welcomed and encouraged to bring your whole self to work. Dignity, respect and equality are non-negotiables. If you require accommodation during any part of the recruitment or selection process, please reach out.Closing Date:* Position closes at 12:01am on the close date identified below.05/7/2024