Bilingual Senior Manager, Credit Advisory Group

Job SummaryJob DescriptionWhat is the opportunity?You will contribute to the strategic Canadian Banking (CB) and CB Operations business priorities by supporting Commercial Account Managers (CAM) in the credit renewal process and the adjudication of credit origination for all files ,supporting CAMs with the credit renewal process and adjudicating credit origination. You will be accountable for credit renewals, increases at renewal, reviewing and establishing the customers BRR and ensuring credit structures adequately mitigate the respective credit risks.What will you do?Support Commercial Account Managers (CAM) in the credit processLead and coach a team of about 8CCAon credit analysis and structuring to enhance credit quality and client experience.Focus on sound Risk Management, process efficiency, and process alignment specifically for credit renewals and adjudication for direct reports.Accountable for credit renewals, including increases at renewal, reviewing and establishing the clients risk rating (BRR), and ensuring credit structures.Adjudicate transaction requests within Delegated Lending Authorities using sound judgment and employing a balanced approach to growth and portfolio quality.What do you need to succeed?Must-haveDeep expertise in Commercial lending guidelines and policiesLeadership experienceBilingual inEnglish and French - required to communicate with teams located across CanadaSolid knowledge of commercial credit analysis and adjudicationProfessional oral and written communication and presentation skillsUniversity degreeNice-to-havePeople management experiencePrior experience as a Small Business or Commercial account managerExperience using MS Outlook, SYNERGY, NEWTON, word processing & spreadsheetsIndustry experience in Real Estate, Manufacturing, Retail Services / Franchises, Business Professionals or KBIWhats in it for you?We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.A comprehensive Total Rewards Program including bonuses and flexible benefits, competitive compensation, commissions and stocks where applicable.Leaders who support your development through coaching and managing opportunities.Ability to make a difference and lasting impact.Work in a dynamic, collaborative, progressive and high-performing teamsOpportunities to building close relationships with clientsJob SkillsBusiness Credit, Coaching Others, Communication, Credit Analysis, Credit Approvals, Credit Worthiness, Financial Statement Analysis, Risk Management, Taking OwnershipAdditional Job DetailsAddress:1 PLACE VILLE MARIE:MONTRALCity:MONTRALCountry:CanadaWork hours/week:37.5Employment Type:Full timePlatform:Personal and Commercial BankingJob Type:RegularPay Type:SalariedPosted Date:2024-03-01Application Deadline:2024-05-01Inclusion and Equal Opportunity EmploymentAt RBC, we embrace diversity and inclusion for innovation and growth. We are committed to building inclusive teams and an equitable workplace for our employees to bring their true selves to work. We are taking actions to tackle issues of inequity and systemic bias to support our diverse talent, clients and communities.We also strive to provide an accessible candidate experience for our prospective employees with different abilities. Please let us know if you need any accommodations during the recruitment process.Join our Talent CommunityStay in-the-know about great career opportunities at RBC. Sign up and get customized info on our latest jobs, career tips and Recruitment events that matter to you.Expand your limits and create a new future together at RBC. Find out how we use our passion and drive to enhance the well-being of our clients and communities at jobs.rbc.com.