Bilingual Commercial Credit Advisor

Job SummaryJob DescriptionWhat is the opportunity?You will support CommercialAccount Managers (CAM)in credit renewal and adjudication of files What will you do?Develop and utilize specialized knowledge and experience of specific industry/segment(s) to support the credit needs of Commercial Account Managers and their clientsAssist CAMs with completing monthly credit renewals, balance client needs and high risk situations effectively, while ensuring account managers are informed of any changes in the review scheduleExercise due diligence in preparing credit renewals adjudication re: know your client, know the transaction, credit structure, risk analysis and client strategyIdentify risk issues and take proactive action, keep up-to-date on economic trends and stay abreast of Credit Administration & Compliance Trends, recommending action to correct unsatisfactory situationsDevelop strong working relationships with the Commercial Account Managers to optimize overall processing timeAssist Commercial Account Manager in maximizing opportunity spotting with all clients to enhance retention, referrals, and sales activities and contribute to superior client careLiberate capacity for supported Commercial Account Managers by effectively/proactively managing the credit renewal process in order to provide them with more client facing timeDemonstrate commitment to team work and collaboration through coachingWhat do you need to succeed?Must-havePrevious Commercial Banking, Small Business lending or credit experienceKnowledge of commercial financial services credit tools, includingNewton &SynergieStrong Business AcumenSolid company financial statement analysis skillsProfessional oral and written communication skillsDegree in a Finance, Commerce, Managementor an accounting related fieldBilingual in French and English - required to communicate with teams located across CanadaNice-to-haveCFA, MBAExperience as a Commercial Account ManagerWhats in it for you?We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.World-class sales and senior leadership training with countless development opportunitiesA comprehensive Total Rewards Program including bonuses and flexible benefits, competitive compensation, commissions, and stock where applicableA focus on work-life balanceA unique opportunity for personal and professional growthWork in a dynamic, collaborative, progressive, and high-performing teamJob SkillsAccounting Finance, Asset and Liability Management (ALM), Commercial Loan Review, Confidentiality, Credit Analysis, Customer Service, Customer Success, Detail-Oriented, Financial Statement Analysis, Risk ManagementAdditional Job DetailsAddress:1 PLACE VILLE MARIE:MONTRALCity:MONTRALCountry:CanadaWork hours/week:37.5Employment Type:Full timePlatform:Personal and Commercial BankingJob Type:RegularPay Type:SalariedPosted Date:2024-02-02Application Deadline:2024-05-01Inclusion and Equal Opportunity EmploymentAt RBC, we embrace diversity and inclusion for innovation and growth. We are committed to building inclusive teams and an equitable workplace for our employees to bring their true selves to work. We are taking actions to tackle issues of inequity and systemic bias to support our diverse talent, clients and communities.We also strive to provide an accessible candidate experience for our prospective employees with different abilities. Please let us know if you need any accommodations during the recruitment process.Join our Talent CommunityStay in-the-know about great career opportunities at RBC. Sign up and get customized info on our latest jobs, career tips and Recruitment events that matter to you.Expand your limits and create a new future together at RBC. Find out how we use our passion and drive to enhance the well-being of our clients and communities at jobs.rbc.com.