Description
A career as a Specialist in our Commercial Banking team at National Bank is to act as a credit expert for a portfolio of business clients. This job allows you to have a positive impact on our organization through your experience in credit analysis, risk management, and client relationships.
Your job
- Analyze and underwrite credit applications for new and existing commercial clients, ensuring they align with the Bank’s risk policies and standards
- Evaluate financial statements and assess creditworthiness to support sound, timely lending decisions
- Recommend appropriate credit structures that balance business opportunity and risk
- Act as the main point of contact for clients, managing relationships primarily withing the Bank.
- Work closely with the sales team to build customized, full-service financial solutions
- Monitor the client portfolio with diligence and identify opportunities to optimize credit performance
- Be open to occasional travel, depending on your place of residence and client location
Your team
You’ll be part of a dynamic and collaborative Commercial Banking team serving clients in interior British Columbia. Our team is known for its entrepreneurial mindset and commitment to delivering a high-quality, personalized client experience.
We aim to offer you maximum flexibility to support your quality of life. This includes a hybrid work environment and a flexible schedule tailored to your professional and personal needs.
The Bank values continuous development and internal mobility. Our personalized training programs, based on learning in action, allow you to master your craft and develop new areas of expertise. Tools such as the Data Academy, language training, the Harvard Learning Center, and coaching and mentoring support are available to you at all times.
Prerequisites
- Hold a bachelor's degree in business administration or a related field, and have at least 2 years of relevant experience in commercial lending or credit analysis
- Demonstrate proficiency in financial statement analysis and sound knowledge of credit risk
- Experience using financial tools such as Moody’s Financial Analyst
- Strong organizational skills with the ability to manage competing priorities effectively
- Comfortable working independently and collaboratively within cross-functional teams
Soft Skills to be added:
- Analytical thinking and judgment
- Clear communication and strong interpersonal skills
- Proactive mindset and attention to detail
- Willingness to learn and grow professionally
- Adaptability and solution orientation
