Description
Where talent thrives and careers soar. Live your ambitions.
Are you a seasoned credit professional with a passion for strategic impact and operational excellence? Join National Bank’s Automotive Finance Group and play a key role in supporting our national portfolio of automotive clients.
As a Senior Manager, Portfolio Management you will be a trusted expert in evaluating and underwriting complex loan transactions. This high-impact role ensures our credit portfolio remains strong, compliant, and aligned with National Bank’s risk appetite, while also minimizing operational risk.
You’ll work independently and collaboratively, influencing branch and departmental leaders, and providing mentorship to team members. Your insights will help shape credit policy implementation, drive portfolio reviews, and uphold the highest standards of credit control and risk management.
Your Role
- Analyze and underwrite complex commercial credit applications, ensuring alignment with risk appetite and profitability guidelines
- Support business development initiatives by identifying full-service solutions and optimizing client relationships
- Ensure portfolio quality through proactive credit monitoring, risk mitigation, and collaboration with internal stakeholders
- Lead and influence credit structuring and adjudication strategies as a senior subject matter expert
- Coach and mentor less experienced team members, sharing knowledge and fostering development
- Maintain compliance with internal policies and regulatory standards while enhancing operational efficiency
The Partner Services Vice-Presidency includes more than 50 professionals who work in an agile, proactive and collaborative manner to seize opportunities, stay on the cutting edge of credit practices and continuously improve processes.
Within the Automotive Finance sector, you are part of a national team of specialists and report to the AVP Portfolio Management. Our team stands out for its deep credit expertise, client-focused approach, and strong sense of collaboration. We aim to offer you maximum flexibility to promote your quality of life. This is reflected in a hybrid work environment, as well as a flexible and adaptable schedule.
The Bank values continuous development and internal mobility. Our personalized training programs, based on learning in action, allow you to master your craft and develop new areas of expertise. Tools such as the Data Academy, language training, the Harvard Learning Center, and coaching and mentoring support are available to you at all times.
Requirements- Hold a bachelor's degree in business, finance, or related field
- Possess 7+ years of experience in financial services, including credit adjudication and commercial lending
- Strong financial analysis and business modeling skills
- Expertise in portfolio management, risk assessment, and commercial credit structuring
- Experience in the Automotive Industry
Your benefits In addition to competitive compensation, upon hiring you’ll be eligible for a wide range of flexible benefits to help promote your wellbeing and that of your family. * Health and wellness program, including many options * Flexible group insurance * Generous pension plan * Employee Share Ownership Plan * Employee and Family Assistance Program * Preferential banking services * Opportunities to get involved in community initiatives * Telemedicine service * Virtual sleep clinic These are a few of the benefits available to you. We have an offer that keeps up with trends as well as your needs and those of your family. Our dynamic work environments and cutting-edge collaboration tools foster a positive employee experience. We actively listen to employees’ ideas. Whether through our surveys or programs, regular feedback and ongoing communication is encouraged. We're putting people first We're a bank on a human scale that stands out for its courage, entrepreneurial culture, and passion for people. Our mission is to have a positive impact on peoples' lives. Our core values of partnership, agility, and empowerment inspire us, and inclusivity is central to our commitments. We offer a barrier-free workplace that is accessible to all employees. We want our recruitment process to be fully accessible. If you require accommodation, feel free to let us know during your first conversations with us. We welcome all candidates! What can you bring to our team? Come live your ambitions with us!
