Description
The Senior Manager Credit Risk Management - Real Estate will be capable of developing strong relationships with a diverse group of internal and external stakeholders. We are looking for an individual that will be passionate, committed, and forward-thinking credit professional.
The primary focus of the Senior Manager Credit Risk Management - Real Estate is to provide direct credit adjudication, leadership, direction / oversight to branches through adjudication across NBC Real Estate lending verticals and geography. We are open to candidates in the following cities: Vancouver, Edmonton, Calgary and Toronto.
Your job
- Act as one of the key individuals responsible within the Second line of defence framework for prudent underwriting and adjudication through measuring, monitoring and reporting NBC‘s risk exposures.
- Ensure loan loss experience is minimized through sound lending practices and implementation of policies and procedures and early identification and action on deteriorating credit situations.
- Monitor the designated portfolio through oversight of reports and provide feedback to senior leaders.
- Evaluate and process credit applications from Branch/Business lending units and approve/decline applications within delegated lending limits and/or make recommendations to senior leaders.
- Assist in the preparation of quarterly reports on the portfolio composition and prepare insightful commentary on the second line’s perspective on credit risk management.
- Assist through discussions/memoranda in credit related matters and action plans.
Your team
Within the Credit Risk Real Estate sector, you are part of a team of credit professionals and, reporting to the Senior Director. Our team values collaboration, precision, and a commitment to client success. We offer flexible work arrangements, a supportive environment, and strong opportunities for professional growth.
Basic requirements
- Minimum seven to ten (7-10) years working in a professional environment with required experience in Corporate and large mid-market Real Estate lending including direct client facing and underwriting positions.
- Undergraduate degree in Commerce, Economics, Finance or Accounting disciplines.
- MBA, Professional Accounting designation or CFA is an asset.
- Strong interpersonal and communication skills, both verbal and written.
- Strong organizational awareness, risk analytical skills, negotiation and skills.
Your benefits In addition to competitive compensation, upon hiring you’ll be eligible for a wide range of flexible benefits to help promote your wellbeing and that of your family. * Health and wellness program, including many options * Flexible group insurance * Generous pension plan * Employee Share Ownership Plan * Employee and Family Assistance Program * Preferential banking services * Opportunities to get involved in community initiatives * Telemedicine service * Virtual sleep clinic These are a few of the benefits available to you. We have an offer that keeps up with trends as well as your needs and those of your family. Our dynamic work environments and cutting-edge collaboration tools foster a positive employee experience. We actively listen to employees’ ideas. Whether through our surveys or programs, regular feedback and ongoing communication is encouraged. We're putting people first We're a bank on a human scale that stands out for its courage, entrepreneurial culture, and passion for people. Our mission is to have a positive impact on peoples' lives. Our core values of partnership, agility, and empowerment inspire us, and inclusivity is central to our commitments. We offer a barrier-free workplace that is accessible to all employees. We want our recruitment process to be fully accessible. If you require accommodation, feel free to let us know during your first conversations with us. We welcome all candidates! What can you bring to our team? Come live your ambitions with us!
