Description
A career as a Senior Credit Analyst in the team of Maxium Financial, at National Bank is to act as a credit specialist. This job allows you to have a positive impact on our organization through your expertise in financial analysis, credit structuring, and risk management in a commercial lending environment.
Your Job
- Analyze financial statements and cash flow projections to assess clients’ creditworthiness and risk levels
- Structure and prepare credit submissions and recommendations that align with internal policies and risk appetite
- Ensure adherence to credit standards, security requirements, and regulatory guidelines in all lending activities
- Collaborate with partners in sales, operations, and risk to support lending decisions and client strategies
- Identify opportunities to optimize processes and contribute to continuous improvement initiatives
- Participate in the annual review process and ensure proactive portfolio monitoring to maintain credit quality
Your team
Within Maxium Financial, you’ll be part of the Commercial Lending sector and report to the Senior Manager. The team is known for its innovative approach to niche financing and strong client relationships.
The Bank values continuous development and internal mobility. Our personalized training programs, based on learning in action, allow you to master your craft and develop new areas of expertise. Tools such as the Data Academy, language training, the Harvard Learning Center, and coaching and mentoring support are available to you at all times.
Prerequisites
- Hold a bachelor’s degree in business or a related field and 3 to 6 years of experience in commercial and corporate banking or financial services
- Demonstrated experience in credit analysis, adjudication, and risk management
- Proven ability to analyze financial statements and build cash flow models
- Knowledge of commercial lending practices and credit structuring
- Ability to maintain a high level of discretion and professionalism in all interactions
Mandatory Languages
- English
Softskills to be added to skills if possible
- Analytical thinking
- Collaboration and teamwork
- Communication and negotiation
- Growth mindset and motivation
- Organizational skills
Your benefits In addition to competitive compensation, upon hiring you’ll be eligible for a wide range of flexible benefits to help promote your wellbeing and that of your family. * Health and wellness program, including many options * Flexible group insurance * Generous pension plan * Employee Share Ownership Plan * Employee and Family Assistance Program * Preferential banking services * Opportunities to get involved in community initiatives * Telemedicine service * Virtual sleep clinic These are a few of the benefits available to you. We have an offer that keeps up with trends as well as your needs and those of your family. Our dynamic work environments and cutting-edge collaboration tools foster a positive employee experience. We actively listen to employees’ ideas. Whether through our surveys or programs, regular feedback and ongoing communication is encouraged. We're putting people first We're a bank on a human scale that stands out for its courage, entrepreneurial culture, and passion for people. Our mission is to have a positive impact on peoples' lives. Our core values of partnership, agility, and empowerment inspire us, and inclusivity is central to our commitments. We offer a barrier-free workplace that is accessible to all employees. We want our recruitment process to be fully accessible. If you require accommodation, feel free to let us know during your first conversations with us. We welcome all candidates! What can you bring to our team? Come live your ambitions with us!
