Description
A career as Manager Financing Solutions in the Commercial & Private Banking 1859 team means working closely with the commercial account managers and several other internal and external partners as a credit expert. This job allows you to have a positive impact on your colleagues and customers thanks to your knowledge of commercial financing.
Your Job:
- Perform high-quality credit analyses in accordance with the standards established by the Credit Centre, and make recommendations
- Structure credit applications, including financial analysis, cash flow assessment, debt servicing capacity, collateral review, and identification of key risks.
- Develop financing scenarios that meet client needs while aligning with the Bank’s risk appetite and credit policies.
- Participate in assessing client financing needs in collaboration with Commercial Banking Relationship Managers.
- Negotiate credit terms and conditions with the Credit Risk Management as needed and confirm the availability of financing for the Commercial Account Manager
- Incorporate feedback from Relationship Managers on preliminary credit applications and ensure compliance prior to submission to the Credit Centre.
- Contribute to the preparation of credit documentation and maintain accurate and up to date client credit files in collaboration with account support teams.
- Act as a credit resource for internal partners and support knowledge sharing related to commercial credit.
- Identify risks inherent to sector activities and contribute to proactive risk management.
Your Team:
Within the Commercial & Private Banking 1859 sector, you are part of a team of professionals supporting commercial clients. In addition, you are surrounded by an entire ecosystem of experts to help you offer the best possible solutions to customers.
Reporting to the Financing Solutions Manager, the position is based in the Fraser Valley District in B.C. As a Hybrid role, you have some flexibility to work from home, but you will also have to travel occasionally for client and team meetings.
Our learning-by-doing training programs enable you to master your job. Access to colleagues with different expertise, experience and profiles will enrich your development in every way.
Basic requirements:
- Bachelor’s degree in a relevant field, combined with a minimum of three years of experience in commercial lending or business credit analysis.
- Demonstrated experience in financial analysis and interpretation of financial statements.
- Solid understanding of commercial credit principles and debt servicing capacity.
- Strong attention to detail, organizational skills, and a proactive mindset.
- Excellent interpersonal and communication skills with an ability to effectively collaborate with partners and form well-reasoned recommendations
* Health and wellness program, including many options * Flexible group insurance * Generous pension plan * Employee Share Ownership Plan * Employee and family assistance program * Preferential banking services * Involvement in community initiatives * Telemedicine service * Virtual sleep clinic
We have an offer that keeps up with trends as well as your needs and those of your family.
Our dynamic work environments and cutting-edge collaboration tools foster a positive employee experience. We value employees’ ideas. Whether through our surveys or programs, regular feedback and ongoing communication are encouraged.
Making a bold move in a people-first environment We’re a bank on a human scale that stands out for its courage, entrepreneurial culture, and passion for people. Our mission is to have a positive impact on people’s lives. Our core values of partnership, agility, and empowerment inspire us, and inclusion is central to our commitments. We aim, wherever possible, to provide a barrier-free and accessible environment to all employees.
We strive to provide accessibility measures throughout the recruitment process within the limits of our available resources. If you require accommodations, feel free to let us know during our initial conversations. We welcome all candidates! What can you bring to our team?
Join us!
