Description
A career as an Agricultural Financing Solutions Manager within the Business and Private Wealth 1859 team means working closely with Business Account Managers and several other internal and external partners as a credit expert. This role allows you to make a positive impact on both your colleagues and clients through your knowledge of commercial financing.
Your role:
· Conduct quality credit analyses according to the standards established by the Credit Center and make recommendations.
· Structure credit requests by mitigating risks and developing financing scenarios that meet the needs of agricultural clients while aligning with the Bank’s risk criteria.
· Participate in identifying the financing needs of agricultural clients in collaboration with the Business Account Manager.
· Negotiate credit terms and conditions with the Credit Center when needed, and confirm the availability of financing to the Business Account Manager.
· Work on the preparation of documents and updating of client files in collaboration with Account Officers and the Credit Center.
· Act as a credit resource person within the team and, when needed, support the development of team members’ skills.
· Identify risks inherent to the sector’s activities.
· Identify and develop business opportunities in your market and grow the agricultural client base.
· Maintain contact with clients by providing tailored advice that meets their evolving needs.
· Build trust-based relationships with colleagues and collaborate as a team to meet both the business and personal needs of entrepreneurs.
· Negotiate agreement terms with clients while maximizing profitability objectives.
· Maintain the quality of the loan and deposit portfolio.
Your team:
Within the Business & Private Wealth 1859 sector, you’ll be part of a team of professionals supporting the agricultural industry. You’ll also have access to a full ecosystem of experts to help you offer the best possible solutions to clients.
Reporting to the Team Director, the selected candidate will be based in Québec.
Our learning-by-doing training programs will help you master your craft. Access to colleagues with diverse expertise, experience, and backgrounds will enrich your development from every perspective.
Prerequisites:
· Bachelor’s degree related to the field and six years of relevant experience.
· Master’s degree related to the field and four years of relevant experience.
· University certificate and eight years of relevant experience.
· Relevant experience in the agricultural sector.
· Experience in negotiation.
· Experience in credit and the banking sector.
· Experience analyzing financial statements.
· Excellent interpersonal and communication skills, with the ability to collaborate effectively with partners and make sound recommendations.
· Membership in the Ordre des agronomes du Québec - an asset.
· Bilingualism - an asset.
Your benefits In addition to competitive compensation, upon hiring you’ll be eligible for a wide range of flexible benefits to help promote your wellbeing and that of your family. * Health and wellness program, including many options * Flexible group insurance * Generous pension plan * Employee Share Ownership Plan * Employee and Family Assistance Program * Preferential banking services * Opportunities to get involved in community initiatives * Telemedicine service * Virtual sleep clinic These are a few of the benefits available to you. We have an offer that keeps up with trends as well as your needs and those of your family. Our dynamic work environments and cutting-edge collaboration tools foster a positive employee experience. We actively listen to employees’ ideas. Whether through our surveys or programs, regular feedback and ongoing communication is encouraged. We're putting people first We're a bank on a human scale that stands out for its courage, entrepreneurial culture, and passion for people. Our mission is to have a positive impact on peoples' lives. Our core values of partnership, agility, and empowerment inspire us, and inclusivity is central to our commitments. We offer a barrier-free workplace that is accessible to all employees. We want our recruitment process to be fully accessible. If you require accommodation, feel free to let us know during your first conversations with us. We welcome all candidates! What can you bring to our team? Come live your ambitions with us!
