Description
As a Credit Analyst, Bilingual within the Credit team at National Bank, you will play a key role in delivering exceptional customer service by efficiently processing credit and vendor applications. Your expertise will help maximize approval rates while effectively mitigating risk, ensuring all applications are handled accurately and within established turnaround times, in full compliance with policies, procedures, and guidelines.
Your Role
• Review credit applications for risk, capacity, and character to assess creditworthiness.
• Analyze financial statements using internal tools like Felix or Excel.
• Evaluate applications across various market verticals as needed.
• Coach and support Credit Analysts through referrals and adjudication.
• Utilize internal systems and external credit agencies for decision-making.
• Investigate potential fraud and ensure compliance with confidentiality standards.
• Manage workload efficiently while contributing to continuous improvement and collaboration.
Your team:
As part of the Credit team, you’ll join a collaborative group of 23 professionals and report directly to the Manager, Credit. Our team is recognized for delivering exceptional employee and client experiences, driven by a strong commitment to service excellence. We prioritize flexibility and work-life balance through a hybrid work model and adaptable hours, empowering you to thrive both personally and professionally.
Our comprehensive training approach emphasizes hands-on learning to help you quickly master your role. With office hours from Monday to Friday, 8:30 AM to 5:00 PM , you’ll benefit from personalized training resources and continuous development opportunities. You’ll also collaborate with colleagues from diverse backgrounds and areas of expertise, enriching your learning journey and supporting your long-term growth within the organization.
Prerequisites:
• Post secondary education or equivalent working experience.
• 3-5 years of previous commercial credit experience is preferred.
• Apply critical thinking and financial analysis skills, including ratio analysis, to assess data and make informed decisions.
• Communicate effectively through strong verbal and written skills while maintaining professionalism and confidentiality.
• Collaborate efficiently within a team or independently in fast-paced, multitasking environments under pressure.
• Utilize MS Excel and Word with attention to detail, strong organization, and negotiation abilities.
Your benefits In addition to competitive compensation, upon hiring you’ll be eligible for a wide range of flexible benefits to help promote your wellbeing and that of your family. * Health and wellness program, including many options * Flexible group insurance * Generous pension plan * Employee Share Ownership Plan * Employee and Family Assistance Program * Preferential banking services * Opportunities to get involved in community initiatives * Telemedicine service * Virtual sleep clinic These are a few of the benefits available to you. We have an offer that keeps up with trends as well as your needs and those of your family. Our dynamic work environments and cutting-edge collaboration tools foster a positive employee experience. We actively listen to employees’ ideas. Whether through our surveys or programs, regular feedback and ongoing communication is encouraged. We're putting people first We're a bank on a human scale that stands out for its courage, entrepreneurial culture, and passion for people. Our mission is to have a positive impact on peoples' lives. Our core values of partnership, agility, and empowerment inspire us, and inclusivity is central to our commitments. We offer a barrier-free workplace that is accessible to all employees. We want our recruitment process to be fully accessible. If you require accommodation, feel free to let us know during your first conversations with us. We welcome all candidates! What can you bring to our team? Come live your ambitions with us!
