Description
A career in credit risk at National Bank means participating in the transformation to have a direct impact on clients. As a Commercial Credit Manager, you will act as a credit approval specialist in the Creative Industries sector. You will maximize the quality of a commercial loan portfolio in keeping with the Bank's strategic orientations across the country while implementing quality control strategies for the loan portfolio to ensure integrity and maximise profitability and business development.
Your job
- Analyze, authorise or recommend financing applications based on credit policies and the Bank's risk appetite
- Work as a team to meet short response times for the business line
- Ensure the quality of the existing portfolio
- Participate independently in various committees and special mandates
- Ensure good collaboration, coaching and ongoing communication with the business line and other stakeholders.
You will stand out through your diligence, professional judgement, understanding of the business realities of the various partners, handling files, leadership and ability to propose solutions.
Competencies required
- University degree in a related field and six years of relevant experience or master’s degree in a related field and four years of relevant experience.
- Proven experience in risk analysis
- Strong negotiation skills and influence
- Analytical skills, synthesis, teamwork and rigour
- Excellent knowledge of financial products and services for businesses
- Have demonstrated leadership in any new implementation of initiatives and/or special mandates.
- Ability to make complex decisions within very short timeframes