Associate Manager, Financing solutions

A career as an Associate Manager, Financing Solutions within the Commercial and Private Banking 1859 team means working closely with Commercial Account Managers and many other internal and external partners as a credit expert. This role allows you to make a positive impact on your colleagues and clients through your knowledge of commercial financing.

Your Role:

• Conduct high-quality credit analyses in accordance with the standards established by the Credit Centre and provide recommendations.

• Structure credit requests by mitigating risks and developing financing scenarios that meet client needs and align with the Bank’s risk criteria.

• Collaborate with the Commercial Account Manager to identify the client’s financing needs.

• Negotiate credit terms and conditions with the Credit Centre as needed and confirm financing availability with the Commercial Account Manager.

• Contribute to the preparation of documents and the updating of client files in collaboration with account officers and the Credit Centre.

• Act as a credit resource person within the team and support, as needed, the development of team members’ competencies.

• Identify risks inherent to the sector's activities.

Your Team:

Within the Commercial & Private Banking 1859 sector, you’ll be part of a team of professionals supporting commercial clients. Additionally, you’ll be surrounded by an entire ecosystem of experts to help you deliver the best possible solutions to clients.

Reporting to the Senior Director, the selected candidate must be based in Quebec. They may be located at one of our business centres in Montreal, Brossard, Saint-Jean-sur-Richelieu, or Saint-Hyacinthe. This is a hybrid role requiring 3 days per week in the office, along with occasional travel for client and team meetings.

Our training programs, grounded in hands-on learning, will allow you to master your role. Access to colleagues with diverse expertise, experiences, and backgrounds will further enrich your development from every perspective.

Requirements:

• Bachelor’s degree relevant to the field and six years of relevant experience.

• Master’s degree relevant to the field and four years of relevant experience.

• University certificate and eight years of relevant experience.

• Experience in negotiation.

• Experience in commercial credit.

• Experience in financial statement analysis.

• Excellent interpersonal and communication skills, with the ability to collaborate effectively with partners and make sound recommendations.

Your benefits In addition to competitive compensation, upon hiring you’ll be eligible for a wide range of flexible benefits to help promote your wellbeing and that of your family.    * Health and wellness program, including many options * Flexible group insurance * Generous pension plan * Employee Share Ownership Plan * Employee and Family Assistance Program * Preferential banking services * Opportunities to get involved in community initiatives * Telemedicine service * Virtual sleep clinic    These are a few of the benefits available to you. We have an offer that keeps up with trends as well as your needs and those of your family.   Our dynamic work environments and cutting-edge collaboration tools foster a positive employee experience. We actively listen to employees’ ideas. Whether through our surveys or programs, regular feedback and ongoing communication is encouraged.   We're putting people first We're a bank on a human scale that stands out for its courage, entrepreneurial culture, and passion for people. Our mission is to have a positive impact on peoples' lives. Our core values of partnership, agility, and empowerment inspire us, and inclusivity is central to our commitments. We offer a barrier-free workplace that is accessible to all employees.     We want our recruitment process to be fully accessible. If you require accommodation, feel free to let us know during your first conversations with us. We welcome all candidates! What can you bring to our team?    Come live your ambitions with us!