Fleet Credit Analyst (Commerical Lending)

Who are you?

Do you dream big? We do too, and we are excited to grow together. In this role, you will bring:

• Undergraduate degree in Business Administration, Finance, Accounting, or Economics or equivalent work experience.
• Strong credit background with 3 to 5 years of experience in mid to large-ticket commercial credit adjudication preferably with experience in the equipment finance industry (trucks, buses, and construction equipment).
• Captive Automotive Finance industry experience is an asset.
• Proven record of achievement in structuring commercial transactions in an asset-based lending environment.
• General knowledge of Business, Customer Service, Credit, Legal, Collections and Vendor Management is necessary.
• Ability to work independently, exercise sound business judgment, possess strong organizational and negotiation skills and have the ability to manage multiple transactions in a fast-paced, demanding environment;
• Effectively prioritize workload and collaborate with team members to deliver exceptional service to our customers;
• Senior level of understanding on financial statement analysis and the calculation of key financial ratios;
• Strong presentation skill, problem-solving and analytical skills to arrive at quality decisions;
• A thorough understanding of security documentation related to loan and lease transactions;
• Strong understanding of basic security perfection procedures including a basic level of understanding of both the PPSA and The register of personal and movable real rights (“RDPRM”) registration requirements;
• Proactively contribute to the generation of ideas for continuous improvement projects related to credit, and engage in their development and implementation;
• Excellent English verbal and written communication skills;
• Bilingual written & verbal communication skills are an asset;
• Proficient in MS Office including MS Excel, MS Outlook and MS PowerPoint;
• Must have a valid driver’s license with a clean driving record.

We understand you may not tick all the boxes and that’s ok; if you are interested in learning it, we’ll help you get there as we learn together.

Volvo Financial Services is an on-site business and we understand that you might need occasional or temporary flexibility, which your leader is equipped to manage and fits well with our culture, as being together enables us to build upon our innovative and collaborative culture, as well as develop you for continued success.

We value your data privacy and therefore do not accept applications via mail. 

Who we are and what we believe in 
We are committed to shaping the future landscape of efficient, safe, and sustainable transport solutions. Fulfilling our mission creates countless career opportunities for talents across the group’s leading brands and entities.

Applying to this job offers you the opportunity to join Volvo Group. Every day, you will be working with some of the sharpest and most creative brains in our field to be able to leave our society in better shape for the next generation. ​We are passionate about what we do, and we thrive on teamwork. ​We are almost 100,000 people united around the world by a culture of care, inclusiveness, and empowerment. 

At Volvo Financial Services, we are working together to shape the world we want to live in. As the captive finance arm of the Volvo Group, VFS provides financial services and solutions that meet the needs of our customers’ evolving business. Through our dedication to innovation, we support society in its adoption of sustainable transport and equipment solutions. VFS is headquartered in Gothenburg, Sweden, and serves Volvo Group customers and dealers in more than 50 markets.

What’s in it for you?

We offer a solid and competitive package of compensation and benefits, plus you will enjoy a diverse working environment with a culture of care and inclusion. As an investment, we support your personal development and growth to achieve your career aspirations. Volvo Financial Services is an on-site business and we understand that you might need occasional or temporary flexibility, which your leader is equipped to manage and fits well to our culture, as being together enables us to build upon our innovative and collaborative culture, as well as develop you for continued success.